Dental insurance is an important factor for many of our patients, and for good reason. It is an important tool for making necessary dental care fit into the budget. If you are covered by a dental insurance plan, visiting an in-network dentist is key for making the most out of your investment. Dr. Erin Prach is pleased to accept the nation’s leading dental insurance plans, including Cigna, Aetna, Blue Cross Blue Shield, and many more. Keep reading to learn more about how you can save visiting your Cigna dentist in Casper!
How Dental Insurance Works
Most dental insurance plans work on a fee-for-service basis, meaning you pay upfront for discounts and coverage on necessary treatments you can cash in on annually. Most dental insurance plans are set on a calendar year, and unused benefits will not roll over from one year to the next. Partnering with experts in dental insurance will help to ensure that you are stretching your annual benefits to the maximum.
When you visit an in-network Aetna dentist in Casper like Dr. Prach, you will not have to worry about having to extra fees out-of-pocket, because you are eligible to receive your savings right away. You may still be able to save by visiting an out-of-network dentist, but you will have to pay more upfront and then wait for a reimbursement to come weeks or even months later.
What’s Covered by Dental Insurance
Your specific coverage will vary based on certain choices you or your employer make at the time of enrollment. Your copay, deductible, and annual maximum may vary -- but in general, you can expect your coverage to work like this:
- Preventive care is 100% covered. This includes two checkups and cleanings per year as well as an annual set of X-rays. Children may also be eligible for dental sealants and fluoride treatments.
- Restorative care is 50% to 80% covered, depending on the complexity of the treatment being performed. Basic fillings are usually covered by 80%, while you will be responsible for 50% of the payment for prosthetics and complex root canals, for example.
- Elective dental services, like cosmetic dentistry, are usually not eligible for coverage from your dental insurance plan.
Our team of experts will perform a verification of benefits to find out exactly what you are eligible for. While we always work to help you maximize your investment, we strongly advise decisions to be made based on what is best for your oral health rather than on what is covered by dental insurance.
Our In-Network Providers
Our office is happy to be in-network for patients covered by Delta Dental, Cigna, Blue Cross Blue Shield, Aetna, United Concordia, GEHA, and Medicaid. If you didn’t see your provider listed above, we are still more than happy to file a claim on your behalf. We want to see every patient get the most from their benefits!
Learn More Today!
If you are covered by a dental insurance plan, we want to help you make the most out of your investment. Don’t wait another day to start saving on high-quality dental care! We invite you to request an appointment with your Delta Dental dentist in Casper today.